Small Self-Administered Schemes (SSAS)

A Small Self-Administered Scheme (SSAS) is a pension trust set up by a limited company or a partnership. SSASs are primarily set up for the benefit of the owner directors and senior employees by private and family run limited companies.

​The members are also the trustees of the trust meaning they have control and flexibility over the assets within the scheme and the investment choices in a tax efficient environment.

SSASs can offer other benefits as well as the usual tax exemptions available with all other registered pension schemes.

For example:

  • Purchasing commercial property to be leased back to your business (or third party)
  • Loans can be made to sponsoring company
  • Investing in your company by buying an equity stake
  • Can transfer personal assets from you or your family