Savings and Investments

Saving and investing is about protecting and benefiting you and your future. However, savings are very different to investments.

Savings are generally used for protection. Shorter term funds that can be accessed quickly for things such as emergencies, holidays and peace of mind.

Investments are something else, but Becketts can help show you the right combination of savings and investments to suit your stage of life.

Investments require a longer period, usually at least 5 years. You must be comfortable putting money away for the longer term and to see month to month fluctuations in performance. Investments are not guaranteed and can go down in value as well as up, but the long term benefits of a well-diversified and managed investment solution cannot be disputed.

There are many types of investments out there and can be quite overwhelming for the potential investor. It is important that you do your research and understand where you are placing your money, the risks associated to that investment and establish it is the right vehicle for your financial goals. Please click here to find out more about the investment hierarchy.

Typical investments are mostly placed into the following asset classes:
Stocks and Shares – this is a stake in a company
Property – money invested in a physical building (Residential or Commercial)
Fixed Interest & Gilts – a loan made to a company or government in return for a specified rate of interest
Commodities – such as oil, rubber and gold.
Cash – saving deposits

Our investment and wealth management services can be simplified in four steps:

1. UNDERSTAND
We get to know you and your goals first before distinguishing what investment attributes are right for you. you gain a deeper understanding of your priorities and preferences.

2. EVALUATE
Evaluate your priorities and preferences against your current portfolio and identify potential gaps. Then we align your unique target risk profile with your preferences and explain the trade-offs of each strategy.

3. BUILD
Build portfolio recommendations customised to your priorities and goals. Your investments are created using some of the world’s leading portfolio managers, in a cost effective way.

4. MONITOR
Monitor and adjust your investments as your life and priorities change. Worried about future uncertainties? Your financial planner is ready to adapt your portfolio as your life and preferences change.

Becketts Managed portfolios are exclusive to Becketts, being built and developed since 2007 they have a 10+ year record which has consistently after costs beaten our benchmark and our peers. These portfolios can only be accessed by clients of Becketts.

Want to talk about Savings & Investments?

Call us for a friendly chat on 01253 881 910 or email: info@beckettsfs.co.uk