We think differently about retirement than most, 20 years of experience has aided us in seeing the evolution of ‘retirement’ and less and less is retirement about fully stopping work. For Becketts a retirement plan is about giving you freedom, freedom to choose and freedom to be confident in the choices you make.
Financial freedom allows you to be unburdened to retire in whatever format that is, be it part-time work, a sabbatical for a round the world trip, taking on a voluntary position, a governors or non-executive role or like many stopping work fully.
Our retirement planning focuses on this, creating bespoke financial freedom constructed around the future you want.
With recent changes to the State Pension meaning it now commences at a later age and Final Salary Schemes becoming less and less common with employers, it is more important than ever to plan for you no longer have a salary. Pensions are a great vehicle to prepare for retirement because of the tax benefits they provide. Tax relief is available on most pension contributions, enhancing the growth of your pension pot. Click here to see an example.